Bank of India Credit Officer Recruitment 2025 – Apply Online for 514 Posts
Bank of India (BOI) has released an official notification for the recruitment of
514 Credit Officer posts across various scales. Eligible candidates with a
graduate degree can apply online from 20 December 2025 to
05 January 2026 through the official website
bankofindia.bank.in.
📌 BOI Credit Officer Recruitment 2025 – Overview
| Organization Name |
Bank of India (BOI) |
| Post Name |
Credit Officer |
| Total Vacancies |
514 |
| Salary / Pay Scale |
₹64,820–₹120,940 per month (Scale-wise) |
| Educational Qualification |
Graduate with a minimum of 60% marks (55% for reserved categories) |
| Age Limit |
25 to 40 Years (Scale-wise) |
| Application Mode |
Online |
| Application Start Date |
20-12-2025 |
| Last Date to Apply |
05-01-2026 |
| Official Website |
bankofindia.bank.in
|
📋 Vacancy Details
| Scale |
Post Name |
Total Posts |
| SMGS-IV |
Credit Officer |
36 |
| MMGS-III |
Credit Officer |
60 |
| MMGS-II |
Credit Officer |
418 |
| Total Vacancies |
514 |
Note: Vacancies are provisional and subject to change as per bank requirements.
🎓 Eligibility Criteria
Educational Qualification
- Graduate degree from a recognized University with a minimum of 60% marks
- SC / ST / OBC / PWD candidates: Minimum 55% marks
- CGPA/OGPA must be converted into a percentage.
- Fractional percentage will be ignored (59.99% will be treated as less than 60%)
Experience
- Relevant banking experience in credit operations as per scale
- Experience requirements vary by scale (refer Annexure-I of official notification)
- Experience certificates must be produced at the time of interview
Age Limit (as on 01-11-2025)
- MMGS-II: 25 to 35 Years
- MMGS-III: 28 to 38 Years
- SMGS-IV: 30 to 40 Years
- Age Relaxation:
- SC / ST – 5 Years
- OBC (Non-creamy layer) – 3 Years
- PWD – 10 Years
- Ex-Servicemen – 5 Years
- 1984 Riot Affected Persons – 5 Years
💰 Salary / Pay Scale
- MMGS-II: ₹64,820 – ₹93,960 per month
- MMGS-III: ₹85,920 – ₹105,280 per month
- SMGS-IV: ₹1,02,300 – ₹1,20,940 per month
- Other allowances and benefits as per Bank rules
💳 Application Fee
| Category |
Fee |
| SC / ST / PWD |
₹175/- |
| General / Other Categories |
₹850/- |
Note: The fee is inclusive of GST and is non-refundable.
📅 Important Dates
| Event |
Date |
| Notification Date |
01-11-2025 |
| Online Application Start Date |
20-12-2025 |
| Last Date to Apply Online |
05-01-2026 |
| Online Examination |
Will be notified later |
📝 Selection Process
- Online Written Examination
- Personal Interview
- Final selection based on merit and performance
🚀 How to Apply
- Visit the official website: bankofindia.bank.in
- Go to Career section and open Credit Officer Recruitment 2025 notification
- Click on Apply Online
- Register with valid email ID and mobile number
- Fill the application form and upload required documents
- Pay the application fee online
- Submit the application and take a printout for future reference
Note: Only online applications will be accepted. Candidates are advised to apply well before the last date.
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